Has anyone found an affordable life insurance with no health exam?

My father needs life insurance and has health problems. He needs something with low monthly payments, but will provide enough if he has a natural death.Most of the time, with Term Life Insurance, you can get a reasonable sized life insurance policy with no health exam required.It all depends on what state you're in, but its always true that term insurance will get you a much higher payout for a

What are some good life insurance company that require no exams?

There are several life insurance companies that offer life insurance without any medical exam required.However, you will usually have to answer a few health questions for the insurance company to determine if you qualify for a policy.Among some of the leading life insurance carriers offering no exam life insurance are the following:American Life Policy - Offers you up to $500,000 of term life

Age Limit on No Exam Life Insurance?

Is there an age limit on life insurance with no medical exam required?The answer depends on the life insurance company and your own individual factors, such as your health.There are several life insurance companies that offer no exam life insurance policies.Each life insurer has their own set of guidelines and restrictions for who they will accept for coverage, depending on underwriting factors

How Does Life Insurance with No Exam Work?

What is no exam life insurance, and how does it work?No exam life insurance is life insurance protection that does not require you to take any physical exam when you apply for coverage.Usually, if you are applying for $100,000 or more of life insurance you may be required to take a physical exam, blood and urine tests, depending on your age, answers to the application questions, and the insurance

Age Limit on Life Insurance with No Exam?

Is there an age limit on no exam life insurance policies?Yes, there may be age limits that apply to life insurance plans with no medical exam required.The age limits may vary by life insurance company.Some insurers may limit the amount of coverage available, the term of your policy (10, 15, 20, or 30 years), and the age up to which you may purchase the life insurance plan.Some insurers limit the

Life Insurance No Medical Exam - Pros and Cons

What are the pros and cons of life insurance with no medical exam required?There are several advantages to purchasing life insurance with no exam required, including1. Up to $500,000 of life insurance with no physical, just a few health questions.2. Instant approval if you qualify.3. Same day coverage once approved.4. No need to meet with an agent.5. No delays or hassles.However, there are some

What Life Insurance Factors Cause Denial of Coverage?

The fact is not everyone qualifies for life insurance coverage.Although many of us try to purchase life insurance, and even more really need life insurance, not everyone can buy coverage.Why? Because life insurers are out to make money. So, they want to insure people who have the chance of living a long life, and paying premiums for a number of years.How do life insurers decide who to insure?

Top 10 Reasons to Buy No Exam Life Insurance

Do you want to buy no exam life insurance? If you are considering it, you may want to review some of the leading reasons people like yourself are choosing to purchase life insurance without having to take any physical exams.Here's a list of reasons to buy life insurance with no exam required: You can choose from $25,000 to $500,000 of life insurance coverage. No medical or physical exam is

No Exam Life Insurance

What is no exam life insurance?No exam life insurance is a type of life insurance policy that does not require you to take any medical exam in order to qualify for coverage.With no exam life insurance policies there are no physical exams, no blood tests, and no urine tests.How can the insurance company accept you for coverage without an exam?There are a few health questions you answer, and the