Any life insurance company that don't require medical exams?

I'm trying to buy life insurance for me and my 49 yr old mother.What is the best life insurance company that doesn't raise premiums and doesn't require exams?Life insurance that does not raise premiums is whole life insurance providing lifetime coverage and level premiums. However, you may or may not be able to find no exam life insurance providing lifetime coverage.Level term life insurance

Best Life Insurance with No Medical Exam?

What is the best life insurance plan with no medical exam needed?That depends on which no exam life insurance plan you qualify for, and what are your life insurance needs?The best no exam life insurance plan is the one that meets your life insurance needs, fits your budget, and for which you qualify.Although there are life insurance plans you may buy without an exam, they do ask you a few health

Has anyone found an affordable life insurance with no health exam?

My father needs life insurance and has health problems. He needs something with low monthly payments, but will provide enough if he has a natural death.Most of the time, with Term Life Insurance, you can get a reasonable sized life insurance policy with no health exam required.It all depends on what state you're in, but its always true that term insurance will get you a much higher payout for a

Cheapest and Best Life Insurance with No Medical Exam Required?

What is the cheapest and best-rated life insurance without any physical exam required?Which companies offer no exam life insurance and what are the lowest priced plans available?The answer depends on you and the insurance company.each life insurance company has their own set of underwriting guidelines, rules for acceptance, and rates they charge.The rates no exam life insurers will quote you

Do life insurance companies in nj test for thc/marijuana?

My girlfriend has a life insurance medical exam tomorrow and they are doing a urine test. Do they test for thc? We live in new jersey and she told the insurance company already that she does not smoke.Yes, the urine test will check for thc, marijuana, nicotine, and illegal drugs, etc.If the urine test is positive for thc, she will probably be denied life insurance and the results will be in the

Life insurance - Pre existing condition?

I want to get some life insurance but I do not know if I should disclose the fact that I went to the Emergency Room back in July 09 with some chest tightness. I was extremely stressed and went just because my doctor office told me I should go just to be sure when I tried to get an appointment with my primary doctor. They did a series of tests and did not find anything wrong (basically, this was a

Household Life Insurance No Medical Exam?

Do you or anyone you know have a policy with them?I'm 24 and applied for a 30yr $425,000 policy for $59.81/month or $652/yearThey have an A- rating.I just want to know if anyone has anything good or bad to say about this companyHousehold Life Insurance Company is a good company, but these "no medical exam" policies are very much a "buyer beware" type product...doesn't matter what company you buy

Life Insurance Quotes with No Medical Exam?

What's the best way to get no exam life insurance quotes?There's at least a few options available to you for comparing no exam life insurance quotes and plans.You can look in the yellow pages and contact a local life insurance agent in your area and request quotes.Or, you could call life insurance companies direct and ask if they offer no exam life insurance, and ask for a quote.Another, easier

What is No Exam Life Insurance?

What is life insurance with no exam and how does it work?Life insurance no exam coverage is a type of life insurance plan that offers you a simplified application process.There's no physical exam required to qualify for no exam life insurance. Yes, there are a few health questions.Your approval is based on the answers to your health questions. You can get a quote, apply online and find out

Life insurance No Exam Question?

How old can you be and qualify for no exam life insurance coverage?There are several different plans available for no exam life insurance which offer different amounts of life insurance depending on your age.Some life insurance plans offer term coverage up to $500,000 and other plans offer up to $30,000 of life insurance with no exam.The age limitations will vary by insurance company. Some

Life Insurance No Medical Exam - Pros and Cons

What are the pros and cons of life insurance with no medical exam required?There are several advantages to purchasing life insurance with no exam required, including1. Up to $500,000 of life insurance with no physical, just a few health questions.2. Instant approval if you qualify.3. Same day coverage once approved.4. No need to meet with an agent.5. No delays or hassles.However, there are some

Best Life Insurance Company No Exam Required?

What Is The Best Life Insurance Company That Does Not Require A Medical Exam?There are several life insurance companies that now offer no exam life insurance plans.However, each insurer has their own guidelines for who they will accept, and what premiums will be charged.The rates and approval depend on your individual risk factors - including your age, gender, height-to-weight ratio, hobbies,

How Much life Insurance Can You Buy Without A Medical Exam?

What amount of life insurance can you purchase without having to take any physical exam, blood or urine tests?The amount of life insurance coverage you buy without an exam depends on your age, health, and the life insurance company.Some life insurers offer from $25,000 up to $500,000 of life insurance without any physical exam required.However, there are usually a few health questions you will

Life insurance Company with No Exam Required?

Life Insurance companies that a person doesn't have to have an exam?There are several insurers offering life insurance without a medical exam required.Among the leading insurers of no exam life insurance are HSBC, Liberty life Insurance, Garden State Life, Mutual of Omaha, Gerber Life, and Globe Life and Accident Insurance Company.When comparing no exam life insurance companies review the prices,

Best Life Insurance No Medical Exam Quotes Site?

Where can i find the best life insurance no medical exam quotes site?If you want no exam life insurance quotes there are several insurers which offer this type of coverage including HSBC, Liberty Life Insurance, Garden State Life, Colonial Penn, and Globe Life and Accident Insurance Company.Each carrier may have different underwriting guidelines for acceptance. In addition, each of the insurers

Who Can Buy Life Insurance with No Medical Exam?

Who can purchase life insurance without taking a medical exam?Today, life insurance is available online direct from life insurance companies without any physical exams required.In fact, some insurers offer life insurance with no medical exam to people age 78 and under.Depending on your age and health, you may be able to purchase up to $500,000 of life insurance without any physical checkup.In

Top 10 Reasons to Buy Life Insurance No Medical Exam Required

Are you considering the purchase of life insurance?If so, you may be interested in learning why some people choose to purchase life insurance without having to take any medical exam to qualify for a policy.To start, there's no medical exam, blood test, or urine test.Did you know that more than 10% of the population fear needles?Here's a list of some reasons why people choose No Exam Life

Best Rated Life Insurance Company No Exam Required

What are the best rated life insurance companies offering no exam life insurance coverage?When comparing plans one of the most important factors is the financial rating of the insurer.Why? Because, you want to make sure you are choosing a life insurer that is able to meet their financial obligations, and pay their claims. You want your family to get your life insurance payout if you die, right?

Best No Exam Life Insurance Companies

Which are the best life insurance companies offering you no exam life insurance coverage?That depends on what factors you are considering.When reviewing quotes for life insurance with no medical exam required, some differences to consider would be the following:1. The prices quotes.2. The financial rating of the insurance company.3. The number of years coverage is offered.4. The amount of life

What Qualifies for Life Insurance No Medical Exam?

Are you interested in purchasing life insurance without having to take any medical exams?If so, you may be able to qualify, but it depends on several factors, including your health, occupation and hobbies, and your age.In general, in order to qualify you should be in average to good health, and not have any chronic illnesses.Life insurers who offer no exam life insurance may accept some people