Life Insurance with Pre-Existing Condition?

Is it possible to buy a life insurance policy if you have a pre-existing health condition?Usually, you can compare life insurance quotes online from several life insurance companies in order to find out if any insurers would offer life insurance coverage to you if you have a health problem.However, you may or may not qualify for life insurance depending on your age, and health.In that case, you

Life Insurance and Heart Disease?

Where can I get good life insurance with heart disease 3 years ago?I had open heart surgery in 2006 and I need some affordable life insurance.Whether you qualify for life insurance may depend on the insurance company, your health, age, height-to-weight ratio, the medication you are taking, and your overall health condition.Some life insurance may have guidelines that restrict or deny coverage for

Life Insurance and Cancer?

Is it possible to get a life insurance policy after you find out you have cancer?I'm just curious because my grandfather died of cancer when my mom was 13, in the early 1970s, and she said that he had some kind of life insurance policy. I'm just curious to know whether he would have organized it before or after he found out about the cancer.It was probably life insurance he had purchased before

Where can I get a life insurance policy for a parent with heart problems?

We're in Virginia and my mom had a heart attack and is 58 and a non-smoker.I have been through the expenses of death with my father and cannot bear to go through this four and five figure expense unprepared again. Where can I find a life insurance policy for a high risk person to help pay for burial, funeral, and other related final expenses?There are burial insurance plans that offer simplified

Life Insurance - What is the difference between guaranteed issue and graded benefits?

What is the difference between guaranteed issue life insurance and graded benefits life insurance plans?Guaranteed acceptance life insurance offers you a limited amount of life insurance protection without any health exam. Basically, if you are within a certain age range, you may be guaranteed approval for a life insurance policy.A graded benefits life insurance plan provides a small amount of

Turned Down for Life Insurance?

Have you been turned down for life insurance?It can be a difficult thing to deal with. How can you get life insurance protection when you really need it?Especially if you do not qualify for life insurance, or have been declined for coverage.Many people wait until it's too late to purchase their life insurance policy.That's why life insurance advertisements tell you to buy life insurance when you

Does A Stroke Raise Your Life Insurance Quote?

Does having a stroke affect your quote for life insurance coverage?Yes, it does.If you have a stroke, you may find it difficult to get life insurance.Life insurance is offered by insurance companies to people the insurer perceives as having a long life expectancy.If you have a shortened life expectancy due to health conditions, or a chronic illness, you may find life insurance very expensive, if

What Life Insurance Factors Cause Denial of Coverage?

The fact is not everyone qualifies for life insurance coverage.Although many of us try to purchase life insurance, and even more really need life insurance, not everyone can buy coverage.Why? Because life insurers are out to make money. So, they want to insure people who have the chance of living a long life, and paying premiums for a number of years.How do life insurers decide who to insure?