Life Insurance with Pre-Existing Condition?

Is it possible to buy a life insurance policy if you have a pre-existing health condition?Usually, you can compare life insurance quotes online from several life insurance companies in order to find out if any insurers would offer life insurance coverage to you if you have a health problem.However, you may or may not qualify for life insurance depending on your age, and health.In that case, you

Does term life insurance require a medical exam?

If you are shopping for a term life insurance policy you may be wondering if you have to take a physical exam, blood and urine tests.Some of us just hate the idea of drawing blood, fear needles, or don't have the time for a physical examination.Although most life insurance companies require a medical exam, especially if you are buying $100,000 or more of life insurance, you may have other options

What is the Best Life Insurance with No Medical Exam

What is the best type of life insurance with no medical exam required?There are a couple types of no exam life insurance plans available - Permanent and Term.Although permanent life insurance may offer lifetime coverage, as long as you pay your premiums, it provides less life insurance at higher rates.Whereas, term life insurance with no exam offers you more life insurance protection at lower

Term Life Insurance Not Requiring a Physical Exam

What is term life insurance not requiring a physical?It's just what it sounds like - you can apply for life insurance online and there is no physical exam, no blood test, and no urine test.How does it work? You answer some basic health questions, and based on your answers, the insurance company makes a decision, usually within 15 minutes, if you are approved for life insurance.Here's a video to

What Life Insurance Factors Cause Denial of Coverage?

The fact is not everyone qualifies for life insurance coverage.Although many of us try to purchase life insurance, and even more really need life insurance, not everyone can buy coverage.Why? Because life insurers are out to make money. So, they want to insure people who have the chance of living a long life, and paying premiums for a number of years.How do life insurers decide who to insure?