When you buy a life insurance policy as "no physical" do they check for nicotine only or no nicotine either?

My question has nothing to do with lying about whether or not you smoke, when applying for life insurance. I am asking does NO PHYSICAL mean that a life insurance policy purchased as such, does or does not include nicotine testing.Life insurance plans with no physical exam required, usually means there is no medical examination, no blood test, and no urine test. So, that would mean there is no

Life Insurance Policies Which Do Not Require Physical Examinations

Where can I learn about and purchase a life insurance policy that does not require any physical examination?There are several options you may have available for buying a life insurance policy with no physical required.However, before you compare plans you should know the following: No exam life insurance plans may cost you more than life insurance that requires a medical exam. The amount of life