When you buy a life insurance policy as "no physical" do they check for nicotine only or no nicotine either?

My question has nothing to do with lying about whether or not you smoke, when applying for life insurance. I am asking does NO PHYSICAL mean that a life insurance policy purchased as such, does or does not include nicotine testing.Life insurance plans with no physical exam required, usually means there is no medical examination, no blood test, and no urine test. So, that would mean there is no

Life Insurance Nicotine Test Results

I just received my medical exam results from a life insurance policy exam, and my nicotine levels came back .38 mcg/ml - is there any way I can challenge this, or should I be pissed I have a tobacco rating when I'm not a smoker? Or will I just have to deal with higher rates for my life insurance the next three years?Well, do you have any idea why your nicotine levels are that high if you don;t