How To Beat Insurers At The Annuity Game

Many variable annuity skeptics are taking a second look at these complex insurance-investment hybrids that hold your money in a mutual fund look-alike, have a life insurance death benefit and offer income-for-life guarantees. The income guarantee is appealing to people whose retirement accounts have been reduced by the stock market and whose net worth has been reduced by the real estate collapse.

Annuity marketers are tapping into this trend with television ads hinting at a worry-free retirement solution: Give us your $100,000 and we'll give you $5,000 a year for as long as you live...

Forbes: How To Beat Insurers At The Annuity Game