Using Annuity Laddering for Retirement Income

Why is there such a gap between what retirees want—a steady, guaranteed stream of income—and what they traditionally do with their retirement savings?

It’s a question that has puzzled academics, economists and others for years. But it’s one for which a solution appears to be emerging.

Retirees say they want a regular income check that will be there no matter what. In effect, they want the equivalent of a pension, a dependable source of income that is not subject to the vagaries of the market or other uncertainties.

Using Annuity Laddering for Retirement Income
Source: National Underwriter (subscription required)