How Do Life Insurance Policies Work?

How do life insurance policies work?I am 23 years old and started a life insurance policy (just the basic policy, nothing supplemental) through my work about a year ago. What happens if I get a new job or get laid off...do I lose that life insurance that I have already put money into?Also, what do the terms mean? For example, if one company is offering a 30 year policy for $20.00/month. What
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