Life insurance decisions hang over those close to retirement

After the real estate collapse and the stock market crash, the finances of pre-retirees have become far more challenging... And that's before you have to deal with life insurance...

If you have a term policy that is about to expire, do you renew and watch your premiums soar? Or drop it and leave your family in a bind if you die young?

If you own permanent, or cash-value, life insurance, you may be tempted to take out money to compensate for a smaller pension or a tighter budget. Or you might cash it in...

Chicago Tribune: Life insurance decisions hang over those close to retirement