What Happens When Life Insurance Companies Falter

Many insurers are feeling a financial squeeze, and you're worried that your life insurance policy or annuity isn't safe.

What should you do?

Let concern, not panic, be your guide, experts say... Anxious consumers have been peppering regulators and financial counselors with questions because they're worried by news of plunging insurance stocks and financial ratings and of rising investment losses...

...Seven life or health insurers became "impaired" last year — that is, they failed or weakened to the point that regulators stepped in, and a larger number is expected to do so this year...

Courant.com: What Happens When Life Insurance Companies Falter