An Estate Plan Built for Special Needs

Parents of children with special needs often face years of expensive care for their children. Now a growing number of financial-services companies, lawyers and financial planners -- often calling themselves "special-needs planners" -- are springing up to help parents provide for kids with disabilities, especially when parents are no longer alive to provide care. These professionals guide families through the intricate maze of federal and state programs for disabled individuals, and help set up trusts, insurance policies, retirement plans and estate-planning documents.

An Estate Plan Built for Special Needs
Source: WSJ (free)