Why Waste Life Insurance on Kids?

Most of us appreciate “lost money found” – like that $20 bill you find in a pants pocket. Life insurance on kids is the pants pocket: a step up for cash later on. The accumulated cash value can allow for loans for college, a new house, new cars, and vacations. (Incidentally, you may want to own the kids’ policies, because otherwise they can do whatever they want with the cash value buildup!) They also can use the cash value of the policy to be flexible with the premium when, say, they get married and funds are limited.

Why Waste Life Insurance on Kids?
Source: Life Insurance Selling
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