The Role of the Longevity Annuity in Retirement Planning

According to the US Census Bureau, life expectancy of Americans in 2006 was 77.85 years. By 2050, the average American is expected to reach between the mid-80s and the early 90s. In the year 2100, an estimated 5.3 million people are expected to live beyond 100 years.

When toasting loved ones, wishing them a long life is commonly viewed as a blessing, yet there is a downside to living long. The longer a person lives, the more his or her future becomes an issue, sociologists say. For instance, there are cases of 70-year-old individuals who are taking care of their still living parents in their 90s or older.

The Role of the Longevity Annuity in Retirement Planning
Source: Insurance News Net
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