Term Life Insurance without Medical Exam?

Can a person buy a life insurance policy for term insurance without having to take any type of medical exam?Yes, there are life insurance policies which offer coverage without requiring a physical exam.In fact, no exam life insurance policies require no physical exam, no blood tests, and no urine tests.However, with these types of life insurance policies you are asked a few health questions so

Does Term Life Insurance Expire?

Yes, a term life insurance policy does expire:1. If the insured person outlives the term of the term insurance policy.2. If the term life insurance plan is not renewable.Term life insurance coverage is a temporary life insurance plan for a certain period of time.Many term life insurance policies are issued for a period of 10, 15, 20, or 30 years.If you die during the term of the policy, the

Finding The Best Affordable Term Life Insurance Plan

How can I find the best term life insurance at the most affordable rates?If you want term life insurance at affordable rates, make sure you consider:1. How many years do you need coverage? 10, 15, 20, or 30 years?2. How much term life insurance do you need?3. How much can you afford to pay for your life insurance?Then, in order to find the lowest rates from top-rated insurers, you can compare

Getting life insurance can seem so complicated?

I'm 31 and have one child and don't really have a good clue about life insurance.I do have an active life insurance policy for the two of us (2 policies actually) each for $10,000 and one for $25,000. Is this enough? Do I need to drop one? Just doesn't seem to make sense to keep both of them. Or does it?The amount of life insurance coverage and policies you own depends on your life insurance