Life Insurance and Smoking?
I want to get life insurance on my husband and myself.When it asks have you ever smoked, should I say no if we don't currently smoke? How will they know? We smoke electronic cigarettes (smokeless) so I don't know what to tell them. I don't want to pay a lot more since we aren't smoking cigarettes. Also, it asks have you had a DUI citation and we both have but it was 10 years ago. Do I have to