Eight big changes that will reshape the annuity biz

Number 8: 1035 exchanges will drop off...

There will be tougher rules governing annuity transfers, thereby reducing the number of permissible exchanges. As the protected value of an annuity becomes greater than the actual transferrable value, it will become impossible to match that benefit in a new product. Though premium bonuses may help raise sales, the bonuses are only fully realized if the annuity stays in force...

Investment News: Eight big changes that will reshape the annuity biz
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