States Aim To Limit Genetic Tests For Potential Insurance Clients

States are moving to ban or limit insurance companies from requiring potential policyholders to undergo genetic tests.

While most states have laws that discourage health insurers from using genetic tests, few have similar rules for long-term care or life-insurance companies.

"The denial of insurance on the basis of any genetic testing would be terribly inappropriate," said New York Assemblyman Joseph Morelle, a Democrat.

Mr. Morelle in March introduced a bill, which still is pending, that for one year would ban insurance companies from denying or canceling life or disability coverage on the basis of genetic information.

States Aim To Limit Genetic Tests For Potential Insurance Clients
Source: Insurance News Net