Urine Test for Nicotine for Life Insurance?

Does a urine test for life insurance coverage test for nicotine?I am applying for life insurance and they are doing a urine test. What are they testing for?Life insurance companies usually test your urine for nicotine, illegal drugs, protein levels, kidney disease, diabetes, high cholesterol, and other health problems.One reason they give you the urine test is to determine of you have smoked
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