Wouldn't it be cheaper if you are a non smoker on life insurance?

Does smoking affect your cost of life insurance?yes, if you smoke your premiums for your life insurance may be higher than if you were a non-smoker.Why? Because, smoking can lead to health problems, and shorten your life expectancy.Smoking can lead to health issues, such as, emphysema and lung cancer. Life insurance companies base your acceptance and the premiums you pay on your life expectancy -

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Wouldn't it be cheaper if you are a non smoker on life insurance?

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