Reticence about financial planning hampers women, study finds

A new survey draws a line in the sand between those who are worried about the financial markets and those who aren't.

Perhaps not surprisingly, that line is marked by gender.

MassMutual's Retirement Services Division, which conducted an online survey of more than 1,000 of its retirement plan participants between Nov. 15 and Jan. 15, reveals that while women and men were equally as optimistic relative to the market outlook, only 32.5 percent of women were confident in making their own investment decisions compared to 47.8 percent of men.

The fear could lead to a short-changed retirement for women.

"Their income isn't as large, their pensions aren't as large, their social security checks aren't as large -- and that scares them," said Rick Luedtke, a certified financial planner with Ameriprise Financial...

WTOL: Reticence about financial planning hampers women, study finds
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