Dave Ramsey: What kinds of insurance does Dave recommend?

Dear Dave,

I've got auto insurance, but can you tell me what other kinds of insurance are good to have?

Chris

Dear Chris,

The purpose of insurance is to transfer risk. Specifically, I'm talking about risk that you can't afford to take. Most people can't afford to have a heart attack and triple bypass surgery. Having to pay for something like that completely out of pocket would bankrupt just about anyone. That's why health insurance is a vital part of any good financial plan...

Daily Journal: Dave Ramsey: What kinds of insurance does Dave recommend?
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